摘 要:
从商业银行信贷风险控制的视野,《物权法》给银行业带来了诸多的利好,但同时也可能给银行业带来弊端,银行业需沉稳应对,寻求解决实际问题的有效路径,根据物权法的相关规定,修订和完善银行内部管理制度和业务操作流程,修订借款合同、担保合同等相关合同文本,切实控制法律风险。[著者文摘]

文章出处:
《美中法律评论》-2007年4卷9期 -14-26页
English Introduction
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Analysis to impacts of the promulgation of Real Right Law of PRC on banking credit risks control
YAO Qi-jian
Abstract:
Viewed tbrough the angle of commercial bank's credit risk control, the promulgation of Real Right Law of PRC benefits banks in several aspects. But it might also bring new legal risks for banks. The paper will give a solution to the necessary adjustments needed to be made including: perfect related bylaws, rearrange business process, amend loan contracts and guaranty agreements, etc. to control legal risks.[著者文摘]
Key words:
credit risk; control; Real Right Law; advantages and disadvantages

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